Debt Recovery

Struggling with Unpaid Debts? Let Us Recover What You're Owed

Whether it’s a customer, company, or former client — we help individuals and businesses recover debts quickly, legally, and efficiently.

Meet the experts

One of the UK’s leading specialist law firms.

We are proud to have partnerships with national charities and be recognised in the latest legal directories.

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Execelent

Take Control of Unpaid Debts

Unpaid debts can disrupt your cash flow, create stress, and hurt your business or personal finances. At RNW Solicitors, we provide bespoke debt recovery services designed to:

✅ Recover what you’re owed

✅ Protect your reputation

✅ Avoid unnecessary legal costs

✅ Pursue legal action when required

Whether you’re an individual creditor or a small business, we tailor our strategy to your unique situation — with both diplomacy and litigation power.

Our Proven Debt Recovery Process

1. Initial Case Review
We assess the facts, evidence, and debt amount to determine your legal position.

2. Letter Before Action (LBA)
A professionally drafted legal letter is sent to the debtor demanding repayment within a strict deadline.

3. Informal Negotiation
We seek to resolve the matter amicably through payment plans or direct settlement.

4. Litigation (If Necessary)
If informal approaches fail, we are ready to issue court proceedings on your behalf.

5. Enforcement
We assist with enforcement actions like County Court Judgments (CCJs), bailiffs, charging orders, or statutory demands.

Pre-Litigation Strategies That Work

We prioritise resolution without unnecessary legal action, using:

Letters Before Action (LBAs)

Without Prejudice Negotiations

Settlement Agreements

Expert Litigation When It Counts

If negotiation fails, we take decisive legal steps:

  • Filing Money Claims

  • Obtaining Judgments (e.g. CCJs)

  • Enforcing Judgments through bailiffs, charging orders, or third-party debt orders

  • Representing you at all levels of court

Our solicitors are skilled litigators — if your debtor refuses to cooperate, we don’t back down.

No Win, No Fee

The last thing you need after an injury is financial stress. That’s why we offer No Win, No Fee arrangements. This means you won’t pay a penny unless we win your case. No hidden fees, no surprise costs.

We Listen, We Care

Every case is unique, and so is every client. We’ll listen to your story, understand your needs, and ensure your claim is handled with the utmost care and attention.

Get in Touch for a Free Consultation

If you’ve suffered a personal injury, don’t wait to get the help you deserve. Contact us today for a free initial consultation. We’ll listen to your story, explain your options, and get to work on your case immediately. There’s no obligation, just clear, honest advice.

Why RNW Solicitors?

Our team understands the pressure of visa deadlines, paperwork, and immigration compliance. We make it simple for students and parents by providing:

Tailored approach to every debt matter

Direct access to your solicitor — no call centres

Litigation experience at all court levels

Transparent fee structures

Start Your Debt Recovery Now

Contact RNW Solicitors for clear, compassionate legal advice on securing your student visa.

Call us now on:  

0330 175 7627